About Us
Welcome to Everything Final Expense.com, your trusted resource for navigating the complexities of final expense life insurance.
We understand that planning for the future, especially discussing something as sensitive as final expenses, can be overwhelming.
Our mission is to provide clear, honest, and comprehensive guidance to help you make informed decisions and ensure that your loved ones are financially protected during difficult times.
Our Mission
Everything Final Expense.com was founded in response to the rapidly evolving landscape of purchasing final expense coverage, particularly over the phone.
Finding trustworthy sources in today’s market can be challenging, especially when dealing with such a delicate topic.
As an independent brokerage, we represent over a dozen top-rated final expense life insurance companies in America.
This allows us to offer you a wide range of options, ensuring you find the coverage that best fits your needs and budget.
All too often, people respond to mail promising information about state-regulated benefits, only to find themselves facing an unexpected knock on their door from an agent trying to sell them insurance.
Others might see a TV commercial and, without realizing it, purchase overpriced coverage with a two-year waiting period.
Additionally, many are constantly bombarded by unsolicited phone calls from agents pressuring them into making quick decisions.
At Everything Final Expense.com, we wanted to take a different approach—steady, supportive, and genuinely focused on your needs.
We’re here to make discussing and planning for final expenses as easy and comfortable as possible.
Our commitment is to educate you thoroughly, allowing you to shop for coverage on your terms and timeline.
Our goal is to help you avoid the common pitfalls of final expense insurance, such as overpriced policies and misleading guaranteed issue plans that leave you without immediate coverage.
Talking about final expenses is never easy, but we’re here to guide you through these essential conversations with care and respect.
What We Offer
- Education: We believe that knowledge is power. That’s why we provide detailed, easy-to-understand information about final expense life insurance, breaking down available options so you can make the best choice. We take the time to explain the differences between various policies and ensure you understand how each one works, making the process less daunting and more approachable.
- Personalized Assistance: Every individual’s needs are unique. We take the time to understand your circumstances and guide you toward coverage that offers the best protection for your loved ones. We’re here to answer your questions and support you throughout decision-making, ensuring you feel comfortable discussing these important matters.
- Shopping for Coverage: With so many options available through our partnerships with top-rated insurance companies, finding the right final expense insurance can be daunting. We simplify the process by helping you compare policies and choose the best value, coverage, and peace of mind. Our approach ensures that you’re not rushed into a decision but can take the time to choose wisely, with the assurance that you’re making the right choice for your family.
- Securing Day-One Coverage: Many believe they can only qualify for guaranteed issue plans with a two-year waiting period. However, most can qualify for day-one coverage, which provides immediate protection. We’re here to help you secure the coverage you deserve without unnecessary delays or hidden drawbacks, ensuring your loved ones are protected right from the start.
Why We’re Different
In a market where it’s all too common to feel pressured into a decision or misled by aggressive sales tactics, Everything Final Expense.com is recognized as a dependable and trustworthy source.
As an independent brokerage, we offer the flexibility and choice that many larger agencies cannot, giving you access to some of the best final expense insurance options.
We understand the frustration of receiving unsolicited phone calls, uninvited visits, and high-pressure sales pitches, especially when dealing with something as important as final expense planning.
Our approach is built on the belief that you should never feel rushed or coerced into buying something as significant as final expense insurance.
We work on your timeline, providing the information and support you need to make an intelligent, informed decision.
We’re here to guide you every step of the way, ensuring you avoid the many pitfalls of purchasing final expense insurance and feel at ease discussing and planning for these essential needs.
Our Commitment to You
Choosing Everything Final Expense.com means selecting a partner who truly cares about your financial security and peace of mind.
As an independent brokerage representing over a dozen of the nation’s top insurance companies, we’re not just here to sell insurance—we’re here to ensure that you understand your options, avoid common traps, and get the coverage that best meets your needs.
Our commitment to integrity and transparency means you can trust us to guide you through the process with your best interests at heart.
We believe everyone deserves access to quality final expense insurance without the confusion and stress that often comes with it.
We aim to be a reliable partner in your journey, providing the support, education, and resources you need to make the right decision for you and your family.
We’re here to make difficult conversations easier and help you care for what matters most.
Get in Touch
We’re here to help you every step of the way.
Whether you’re just starting to explore your options or are ready to secure coverage, Everything Final Expense.com is your go-to resource for all things related to final expense life insurance.
About Our Founder
Dvir Mosche, a lifelong resident of Myrtle Beach, South Carolina, is a devoted husband and father of four. His journey into the insurance world started with a focus on Medicare, but it quickly expanded into a broader mission.
What began as a way to assist his father with the challenges of navigating Medicare has become a deep commitment to helping others with their insurance needs, particularly in final expense life insurance coverage.
Licensed as a life and health insurance broker since 2017, Dvir has communicated with thousands of seniors in person and over the phone, guiding them through the often confusing insurance landscape.
During these conversations, he began to see a troubling trend: many seniors were either paying too much for their final expense policies or were unknowingly enrolled in plans with a two-year waiting period—plans that didn’t serve their best interests.
In addition to these issues, Dvir noticed that many of the people he sat with were paying for term life insurance policies set to expire, leaving them without coverage when they needed it most.
They would often also face rising premiums every few years without understanding the reasons behind the increases.
Recognizing these widespread issues, Dvir felt compelled to expand his focus beyond Medicare.
He recognized the urgent need to help people find affordable final expense insurance that offered immediate protection and permanent coverage without the risk of expiration.
Understanding that many of his clients live on fixed incomes, he made it his mission to help them find coverage that fits within their budgets, often saving them significant amounts of money.
Dvir brings this dedication to every client he serves. He believes securing the right final expense coverage shouldn’t be overwhelming or confusing.
His approach is centered on providing clear, honest guidance, ensuring that each client understands their options and makes informed decisions that best suit their needs.
Dvir’s work is driven by a genuine desire to protect his clients’ financial well-being and to offer them peace of mind, knowing their loved ones won’t be burdened with unexpected expenses.
His years of experience and personalized approach have earned the trust of his clients, and he remains committed to making a positive difference in their lives and those he will have the opportunity to help in the future.